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Please read our blog about a wide variety of insurance and financial planning topics. Please feel free to ask us any questions.

Do I Need Employment Practices Liability Insurance (EPLI)?

Do I Need Employment Practices Liability Insurance (EPLI)?

Employment Practices Liability Insurance (EPLI) protects businesses against claims of wrongful employment practices such as discrimination, harassment, wrongful termination, or retaliation from employees or former employees. In today’s litigious environment, EPLI is essential for businesses of all sizes to safeguard their reputation, finances, and operations. It covers legal expenses, settlements, and judgments, helping companies to navigate complex employment-related claims and mitigate financial risks. Assessing Your...

7 Important Steps to Reduce Distracted Driving

7 Important Steps to Reduce Distracted Driving

National Cell Phone Courtesy Month promotes mindful and courteous cell phone usage, especially while driving. This initiative encourages individuals to be considerate of others by minimizing distractions and practicing safe phone etiquette. The goals include raising awareness about the dangers of distracted driving and fostering a culture of responsibility and respect on the road. It serves as a reminder to prioritize safety and mindfulness in...

Quick Ways to Spot Phishing Messages Targeting Your Business

Quick Ways to Spot Phishing Messages Targeting Your Business

Gone are the days when phishing attempts were easy to identify and limited to only emails. While malicious messages are nothing new, they’re becoming more sophisticated and harder to pick out from legitimate business communications.  They are also coming at us through texts, social media chats and even phone calls. A few simple actions with one of these messages can develop into a problem that...

Do I Need Multi-State Car Insurance for Out-of-State Coverage?

Do I Need Multi-State Car Insurance for Out-of-State Coverage?

If you frequently travel or stay out of state, whether for business or by lifestyle choice, you may have noted the subtle — and sometimes not-so-subtle — differences in driving styles and conditions between states. Exploring new states should be fun and seamless. But we’ve all heard the stories of that one experience that’s unforgettable for all the wrong reasons, especially when it happens during...

How Much Does Home Insurance Cost?

How Much Does Home Insurance Cost?

You’ve negotiated a good deal on your new dream home. It’s in the perfect neighborhood and in great shape. Even better, those monthly mortgage payments won’t stop you from going out to a nice dinner occasionally or even heading off on vacation. Everything is perfect. But hold on. Did you factor in the cost of homeowners insurance? Thankfully, the cost of homeowners insurance typically doesn’t have...